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When we think of home insurance, we tend to think of replacing stolen or damaged belongings. But liability coverage is just as important. If a guest is injured in your home, or if your bathtub overflows and floods the apartment below, you could be at risk for a lawsuit that could end up costing you tens or even hundreds of thousands of dollars. An insurance policy from Gotham Brokerage covers damages and your legal expenses up to your insured amount. An ounce of prevention could save you a ton of heartache–and cash.